Elixia Finance · Supply chain financeTurn completed deliveries into working capital.
Elixia Finance connects logistics execution with embedded financing, enabling eligible transporters to access working capital against completed trips and receivables. Using transaction and logistics data available across the Elixia ecosystem, financing can become faster, more contextual and increasingly automated.
India · transporters
Same-day payoutDeliver today.
Get paid today.
Eligible transporters can take the invoice in one business day, at a discount shown before they accept. The shipper still pays on the agreed cycle. This is an interest form: PAN, Aadhaar and six months of bank statements, then a review.
Same-day discount on this invoice
Financing based on the movement of business, not just the balance sheet.
A different
question.
Traditional financing looks at a transporter’s balance sheet. Elixia sees the business itself moving, trip by trip, across the platform.
“How creditworthy is this transporter?”
- Audited financial statements
- Collateral and guarantees
- Bureau scores
- Weeks of paperwork
A small fleet owner with steady business and thin paperwork often looks riskier on paper than in reality.
“What actually happened in this transporter’s business?”
The trip occurredGPS trail and trip logDelivery happenedGeo-fenced arrival at the consignee
A POD existsDigital POD from the driver app
An invoice was generatedMatched to the contract rate
Who the shipper isA verified shipper on Elixia
Historical business volumesTrips and billing over timeHow the shipper has paidHistorical payment behaviour, where observableProven on data
before it scales.
Elixia Finance starts with evidence. Stage 0 tests historical trips, invoices and observable shipper-payment behaviour to determine whether Elixia’s operational data predicts repayment and payment outcomes.
Test whether Elixia’s operational data predicts repayment and payment outcomes.
Selected transporters and shippers, with financing partners.
Faster, more contextual and increasingly automated offers inside Elixia.
Get paid faster.
Keep moving.
- Unlock cash against eligible completed business
- Reduce cash-flow pressure
- Fund the next trip
- Simple embedded experience, inside the app you already use
You’ve delivered. Why wait to get paid?
Strengthen your transport ecosystem.
- Give transporters access to working capital
- Improve transporter stability
- Improve capacity availability
- No need to fundamentally change payment cycles
Unchanged.
Elixia Finance helps your transport partners access working capital while you continue operating within your agreed commercial payment cycle.
Join the
launch.
Tell us who you are. Our team will walk you through eligibility, the pilot and how Elixia Finance fits your business.
Elixia Finance is launching with a pilot. Financing is subject to eligibility, partner approval and applicable terms. Screens and amounts are illustrative.
Thank you, .
Your details are with our team. Expect a call or email within one business day.
Open the emailOr pick a time on Calendly now →Part of one
platform.
Every Elixia product shares the same trips, parties, rates and documents, so nothing is keyed in twice.
Elixia FreightStop overpaying. Get paid faster. Every freight bill is checked against your contract before you pay, and customer billing goes out on time.
Explore →Elixia CarrierBring your trucks. We bring the business. Get onboarded, accept orders, place vehicles, generate LRs, track trips and upload PODs and invoices.
Explore →Elixia OrbitFix delays before your customer notices. Every truck, container, rail and air shipment on one screen, with early warnings while there is still time to act.
Explore →Elixia PartnerShip it. See it. Settle it. Post loads, track every shipment, receive PODs and freight invoices, and pay transporters automatically.
Explore →Questions,
answered.
Who provides the financing?
Elixia Finance is designed to work with financing partners. Elixia provides the embedded experience and the logistics data that make offers faster and more contextual, used with the transporter’s consent.
As a shipper, do my payment terms change?
No fundamental change. You continue to operate within your agreed commercial payment cycle. Elixia Finance gives your transporters access to working capital in the meantime.
Which transporters are eligible?
Transporters with completed, POD-confirmed trips on Elixia for eligible shippers. Eligibility criteria and limits are set together with financing partners.
What data is used?
Trip, delivery, POD and invoice records on Elixia, the shipper’s identity, historical business volumes and, where observable, how the shipper has paid historically. Data is used with consent.
Is Elixia Finance live today?
Elixia Finance is launching. Stage 0 tests, on historical trips, invoices and observable shipper-payment behaviour, whether Elixia’s operational data predicts repayment and payment outcomes, before offers scale.
How fast is “paid in a day”?
For transporters in India, an eligible POD-confirmed invoice can be paid in one business day after you accept an offer. The amount is the invoice less a discount that is shown first. The 1.8% figure on this page is an illustration, not a quote.
What documents do you need?
PAN, Aadhaar and bank statements for the last six months, plus the trips already on Elixia. They are sent only to the finance desk and are used to review the interest.
You’ve delivered.
Why wait to get paid?
Talk to the Elixia Finance team about the pilot, for your fleet or for the transporters who move your goods.